Vinson Mortgage Group

Average U.S. rates for 30-year and 15-year fixed mortgages fell to fresh record lows this week, offering more incentive for Americans to buy or refinance homes.

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For today's homebuyers, the weight of the monthly mortgage bill is the lightest it's been in decades.

Put 20% down on a median-priced ($154,400) existing home, and your payment will come to $616 a month, only 12.1% of the median U.S. family income.

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Finally, it’s spring. To celebrate, do a few improvements indoors — tweaking your home’s energy efficiency and getting doors to operate smoothly — and then get outdoors to do some work that shows off your home’s exterior. Install a new screen door or repair an old one. Maintain fireplaces and gas appliances while avoiding the scammers who pop out of the woodwork like bugs this season. Repair fences. Remove stubborn stains from concrete garage floors, patios and sidewalks. And try one or all of our eight cheap and fun ways to give your home’s entrance some exciting spring sparkle.

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In some areas, April brings the first signs of winter's end; in others, it's the gateway to hot, summery weather. But in most climates, it's the magical month when gardens start to come to life.

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The HARP 2.0 refinance program will become widely available to underwater homeowners on Monday March 19, 2012 and is expected to bring mortgage relief to those who are current on their home loan, but have been unable to refinance into today’s historically low mortgage rates because of their negative equity status.

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Borrowers with some federally insured mortgages will be able to refinance into lower interest rate loans more easily and cheaply under a plan unveiled Tuesday by the Obama administration.

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In an effort to bolster its capital reserves, the Federal Housing Administration will hike the mortgage insurance premiums it charges borrowers on April 1. Call now to start your application before April 1! 314-839-9999

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Nearly 40% of homeowners in the United States are paying six percent or more on their home loans because they feel mortgage refinancing is out of reach. If you’re one of these homeowners or have been procrastinating because you don’t want to make a costly mistake, there are steps you can take to make sure you’re not overpaying. Here are my top 5 mortgage refinancing tips to make sure you’re getting the lowest refinance mortgage rates from today’s best mortgage lenders.

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Vinson Mortgage / Tony LaRussa Super Bowl Commercial

NEW YORK (CNNMoney) — Home sales ended a difficult year on a high note, resulting in a gain in full-year sales volume.

The National Association of Realtors reported that the annual sales pace in December reached 4.6 million homes, up 5% from November's pace and 3.6% from a year ago.

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When it comes to cultivating a credit score, you've probably got the good-citizen routine down cold: You pay on time, try to wipe out the entire balance every month and never close too many accounts at once.

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Mortgage rates should remain low in 2012, especially in the first half of the year, according to the predictions of several industry watchers.

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Mortgage rates fell again this week, hitting new record lows across the board, according to new figures released today by Freddie Mac.

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I'm not sure if it's that usual New Year's Eve optimism evoked by the generic philosophy that the grass is always greener on the other side of the calendar year, or perhaps the emotional need to dig ourselves out of what has surely been one of the more lugubrious periods in the U.S. economy, but there is some hope in housing.

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Thinking about refinancing your mortgage? If you’ve a veteran or qualifying member of the reserves, don’t overlook a VA loan.

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The outlook for the new home construction market is looking slightly better, though still far from an actual recovery, according to new figures from the National Association of Home Builders (NAHB).

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WASHINGTON (AP) — The average rate on the 30-year fixed mortgage fell back down to 3.94 percent, the record low set earlier in the fall.

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Mortgage rates remained stuck this week, with interest rates on 30-year fixed-rate mortgages essentially unchanged for six weeks now.

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In a perfect world, we wouldn't need tricks to save money.

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