Vinson Mortgage Group

Nearly 40% of homeowners in the United States are paying six percent or more on their home loans because they feel mortgage refinancing is out of reach. If you’re one of these homeowners or have been procrastinating because you don’t want to make a costly mistake, there are steps you can take to make sure you’re not overpaying. Here are my top 5 mortgage refinancing tips to make sure you’re getting the lowest refinance mortgage rates from today’s best mortgage lenders.

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Vinson Mortgage / Tony LaRussa Super Bowl Commercial

NEW YORK (CNNMoney) — Home sales ended a difficult year on a high note, resulting in a gain in full-year sales volume.

The National Association of Realtors reported that the annual sales pace in December reached 4.6 million homes, up 5% from November's pace and 3.6% from a year ago.

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When it comes to cultivating a credit score, you've probably got the good-citizen routine down cold: You pay on time, try to wipe out the entire balance every month and never close too many accounts at once.

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Mortgage rates should remain low in 2012, especially in the first half of the year, according to the predictions of several industry watchers.

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Mortgage rates fell again this week, hitting new record lows across the board, according to new figures released today by Freddie Mac.

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I'm not sure if it's that usual New Year's Eve optimism evoked by the generic philosophy that the grass is always greener on the other side of the calendar year, or perhaps the emotional need to dig ourselves out of what has surely been one of the more lugubrious periods in the U.S. economy, but there is some hope in housing.

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Thinking about refinancing your mortgage? If you’ve a veteran or qualifying member of the reserves, don’t overlook a VA loan.

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The outlook for the new home construction market is looking slightly better, though still far from an actual recovery, according to new figures from the National Association of Home Builders (NAHB).

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WASHINGTON (AP) — The average rate on the 30-year fixed mortgage fell back down to 3.94 percent, the record low set earlier in the fall.

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Mortgage rates remained stuck this week, with interest rates on 30-year fixed-rate mortgages essentially unchanged for six weeks now.

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In a perfect world, we wouldn't need tricks to save money.

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The appraiser was due in an hour. The beds were unmade, breakfast dishes in the sink and toys scattered about the playroom. Would she care?

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 Thanksgiving means more than turkeys, sweet potatoes, and pumpkin pie. It’s the time to express gratitude for all the blessings in your life. Here are six things in the mortgage industry to be grateful for.

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Mortgage rates continue to be at historic lows, which raises the question: Why would anyone still get an adjustable-rate mortgage?

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Yesterday we noted that event in Europe were once again the dominant force moving markets, including the secondary mortgage market, albeit indirectly. 

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Did you know that the federal government can help you make energy improvements to your home? If you've considered remodeling, take the time to learn more about the FHA's Energy Efficient Mortgage (EEM) Program. You might qualify for a higher loan amount to fund energy improvements that will lower your living expenses.

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President Obama on Monday announced new measures to help borrowers refinance their existing mortgages to new loans with lower interest rates and cheaper monthly payments.

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Just what is an FHA mortgage? Who can obtain one? What are the advantages and disadvantages compared to other types of home loans?

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