A new home is often the largest investment a family will make. It stands to reason that you want to make the right decision. Vinson Mortgage Group will work closely with you to determine what programs will best meet your needs.
There are many different options when purchasing a home:
• How much of a home can I afford?
• Does my area qualify for 100% purchasing?
• Purchasing a primary home or looking to purchase a second home?
• How much of a down payment do I need, or do I need any at all?
Many variables can impact the amount that you qualify to borrow. Factors such as your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value. We continue to offer USDA, VA, and FHA loans. Give us a call, and we can help you determine exactly how much you can afford.